A jargon-free, step-by-step guide to help parents of all income levels teach their kids, from ages three to twenty-three, about money. It turns out the key to raising a money genius isn't to teach that four quarters equal a dollar or how to pick a stock. Instead, it's about instilling values that have been proven to make people successful, not just financially, but in life: delaying gratification, working hard, living within means, getting a good education, and acting generously toward others.

"From Beth Kobliner, the author of the bestselling personal finance bible Get a Financial Life--a new, must-have guide showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way. Many of us think we can have the 'money talk' when our kids are old enough to get it...which won't be for years, right? But get this: research shows that even preschoolers can understand basic money concepts, and a study from Cambridge University confirmed that basic money habits are formed by the age of seven. Oh, and research shows the number one influence on kids' financial behaviors is mom and dad. Clearly, we can't afford to wait"--