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10,000 baby boomers turn age 65 every single day in America. They face a series of complicated and difficult decisions about what they should do with their Social Security retirement benefits. Choose rashly, and they risk running out of money in the middle of retirement, And if they wait until their 65th birthday, they may have already made some costly and irreversible mistakes. Retirement finance expert Bob Carlson, editor of the website Retirement Watch and Chairman of the Board of Trustees of the Fairfax County Employees' Retirement System, has created a clear and concise guide on how to navigate the byzantine Social Security rules, regulations and requirements which Americans ages 60 to 66 face today. This essential handbook: -explains how our current Social Security rules work, -describes how to choose the optimum timing and form of payments, -provides alternative strategies for claiming benefits, -explains the many choices and decisions that married couples must make - including couples turning 65 in different years -- and -encourages baby boomers to review their options ahead of retirement so they are fully prepared when the time is ready.



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