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This book discusses the basics of finance that are prevalent in high school. There are certain activities that will destroy a high school student's life if he or she engages in them, and this book points out those detrimental activities in a concise manner. Once a student understands these pitfalls, he or she can successfully build wealth. Without the burden of financial problems, the quality of life is greatly increased, which constitutes the essence of this book. Most high school students understand that smoking and drinking are bad for the body, but very few of these individuals understand the costs behind these activities as the costs not only include the literal cost of buying the cigarette package or the bottle of alcohol but also the medical costs.