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A bank heist turns sleepy little Wagon Mound, New Mexico, on its ear. Its no straight-forward, demand all the money at gun-point and hustle out the front door kind of robbery. Its a sneaky tunneling that probably took months to complete and landed the thieves in a room of safe deposit boxesnot the vault with two million bucks for a ranch sale next door. Was this some mistake, or was the thieves target the Tiffany-designed sapphire and diamond necklace belonging to eighty-five year old Gertrude Kennedy, a family heirloom from the days of the Titanic? The necklace is insured with United Life and Casualty for half a million. The company sends their ace investigator, Dan Mahoney, a Chicagoan still in New Mexico recuperating from events in Flash Food, and romancing the intrepid Elaine Linden, to the scene of the crime.