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There are some big changes coming in 2016 to the rules for claiming Social Security benefits. Going forward, two claiming strategies used by couples to maximize their benefits are going away -- the ability for one spouse to file and suspend their benefits so the other spouse can collect spousal benefits and the ability to choose whether to collect your retirement benefit or a spousal benefit based on your spouse's work record. Find out now if you can qualify to use one of these strategies in the short window of opportunity that's available. If you want to get the highest possible retirement or pension income - not to mention the best medical coverage, turn to Social Security, Medicare & Government Pensions to discover the benefits you're entitled to and how to claim them as easily as possible. Learn about Medicare coverage, including Part D prescription drug coverage, and understand medigap insurance and Medicare managed care and what makes the most sense for you. And if you are denied for any medical treatment or benefits, this book teaches you how to file an appeal with Medicare, Social Security, or your state's Medicaid agency. Also learn how to claim disability benefits, veterans benefits, and federal retirement benefits. This edition updates benefit numbers for Social Security, Medicare, and SSI for 2016.