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Overwhelmed by debt? Start here. Facing wage garnishment, car repossession, foreclosure, lawsuits, or collection calls? Solve Your Money Troubles provides you with the legal and practical information you need, plus sample letters and budgeting worksheets, so that you can get out of debt and make a fresh start. Learn how to: prioritize debts and create a budget understand your options negotiate with creditors stop harassment by debt collectors deal with wage garnishment, car repossession, and foreclosure reduce student loan payments know what to expect if a creditor sues you rebuild credit decide if bankruptcy is right for you The new edition of Solve Your Money Troubles is updated with changes to federal student loan repayment programs, new foreclosure protections, legal information specific to your state, and the latest legal developments in the world of debt, credit, and bankruptcy.