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Take cash out of your retirement plan while avoiding taxes and penalties If you have a retirement plan, IRAs, 401ks Other Retirement Plans is your comprehensive guide on taking money out of it. Make sense of the complex tax rules governing when you can take money out of your plan and how muchall while avoiding the penalties and taxes that lurk in the fine print. In plain English, this book covers the most common retirement plans, including 401ks, IRAs, profit-sharing plans, Keoghs, pensions, and tax-deferred annuities. It helps you answer these questions . What kind of retirement plan do I have. Can I take money out of my plan before I retire. Can I borrow money from my 401k to buy a house. Can I set up a Roth IRA. What should I do with my 401k when I switch jobs.