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Dessa Caldwell has a dream: to open Pierson House, a refuge for former prostitutes in Denver's roughest neighborhood. But after exhausting all charitable donations, Dessa still needs a loan, and nearly every bank in town has turned her down. Her last hope hinges on the owner of Hawkins National Bank.Henry Hawkins has a secret: though he owns the most successful bank in town, his initial capital came from three successful raids on Wells Fargo coaches. Now he's the most eligible bachelor in Denver, but to protect his criminal past, he's built a fortress around his heart. Not even the boldest matchmaking mother can tempt him . . . until the day Dessa Caldwell ventures into his bank requesting a loan.Though he's certain her proposal is a bad investment, Henry is drawn to Dessa's passion.