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Certified financial coach and mom Jessi Fearon leads the way for overwhelmed readers struggling to get a handle on their finances and lays out the doable steps her family underwent to pay off all their debts--even their mortgage!--and pursue their dreams, all on a $47,000-a-year salary.Jessi Fearon vividly remembers the day she broke down, knowing that her family could not pay the bills with a second baby on the way. Like many Americans, they were overwhelmed by debt and living paycheck to paycheck, wondering if it was possible to ever get ahead, or even catch up. But on that day, something changed, and she and her husband decided to make a drastic lifestyle change that would put them back on the path toward their dreams. Their decision not only allowed her to stay home with their children, but in two years, they were able to pay off their consumer debt and, in six years, they paid off their home mortgage--all on their $47,000-a-year income.