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You can build wealth. You need to protect your retirement savings from future nationalization, taxation and redistribution. You deserve to spend everything you have earned and saved before you die.  This is not a novel to numb the pain in your life for just a couple of hours. It is a tool box with the tools you can use to fix your life...forever.  Dr. Riggs has been building wealth for over fifty years through several very different and very successful careers, each of which made him a multimillionaire. In this book he explains the three basic and easy to understand financial concepts anyone can use to both build and protect their wealth. But it was only during this past year, while he was visiting his 96 yr.