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** Fully reviewed and updated for the 2018-2019 financial year**This is the only money guide you'll ever needThat's a bold claim, given there are already thousands of finance books on the shelves.So what makes this one different?Well, you won't be overwhelmed with a bunch of 'tips' ... or a strict budget (that you won't follow) .You'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand.This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette ... and you'll be able to manage your money in 10 minutes a week.You'll also get the skinny on:Saving up a six-figure house deposit in 20 monthsDoubling your income using the 'Trapeze Strategy'Saving $78,173 on your mortgage and wiping out 7 years of paymentsFinding a financial advisor who won't rip you offHanding your kids (or grandkids) a $140,000 cheque on their 21st birthdayWhy you don't need $1 million to retire ... with the 'Donald Bradman Retirement Strategy'Sound too good to be true? It's not.This book is full of stories from everyday Aussies - single people, young families, empty nesters, retirees - who have applied the simple steps in this book and achieved amazing, life-changing results.And you're next.