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There are always going to be unexpected financial crises in our lives. Whether we're facing an economic recession, a pandemic, a bear market, or energy worries, we have to immediately know what to do with our money. We start to ask: What bills need to be paid first? Should we dip into our savings? Are there better methods to protect a nest egg? Michelle Singletary provides a hands-on guide to all of your debt concerns, credit card issues, cash-flow problems, medical coverage questions, and the dozens of other common financial issues that crop up with all of us when money suddenly becomes tight.



About the Author

Michelle Singletary

Michelle Singletary is a nationally syndicated columnist for The Washington Post. Her column, "The Color of Money" is an award-winning column, which is now carried in about 100 newspapers across the country including the Atlanta Journal Constitution, Miami Herald, Boston Globe, Tampa Tribune and Philadelphia Inquirer.In 2003, she published her first book, "7 Money Mantras For A Richer Life: How To Live Well With The Money You Have (Random House) . The paperback was retitled "Spend Well, Live Rich." Her second book, "Your Money and Your Man: How You and Prince Charming Can Spend Well and Live Rich" was released in January 2006, also published by Random House. The paperback was released in February 2007. Her third book, "The Power to Prosper: 21 Days to Financial Freedom," was released in January 2010 by Zondervan, a HarperCollins company. In Jan. 2014, an updated and expanded book of "The Power to Prosper" was released. It was retitled "The 21 Day Financial Fast: Your Path to Financial Peace and Freedom." It was also published by Zondervan.In January 2006, Singletary launched her first national television program "Singletary Says" on TV One, owned Radio One and Comcast. "Singletary Says" is a half hour personal finance reality show in which Singletary visits people in their homes to help resolve various financial issues. The second Season of Singletary Says debuted in November 2006. Following her second season, she hosted a personal finance special for TV One, "Real Estate Realities: When the Boom Goes Bust." The special, which aired in 2008, focused on how the real estate crisis impacted the African-American community. Singletary was a regular personal finance contributor for National Public Radio's afternoon program "Day To Day." Although NPR eliminated the program for budgetary reasons, you can still hear Singletary on various NPR shows including "All Things Considered," "Talk of the Nation," "Here and Now" and "Marketplace Money." She was an AOL money coach having produced a series of workshops on love and money. She is frequently asked to appear on local and national radio programs including the "Diane Rehm Show" and the "Yolanda Adams Morning Show." She has appeared on all three major networks, NBC, ABC and CBS. She has prepared personal finance segments for local and national news programs, and for a number of network and nationally syndicated programs, including "Oprah," "NBC's Today Show," "The Early Show on CBS," "Nightline," CNN, "The View," and "Tavis Smiley" on PBS. She has appeared on "Meet The Press" and other national news programs, including CNN. In 2000, she was recruited as a regular contributor to do live financial segments for MSNBC. For nearly a decade Singletary was also a regular contr



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